Rule of 70: Quick Guide(70 법칙: 퀵 가이드)

Rule of 70: Quick Guide(70 법칙: 퀵 가이드)

In trading and investing, the rule of 70 is a method used for estimating the doubling time for capital based on investment or interest rates of return.

거래 및 투자에서 70의 법칙은 투자 또는 수익률을 기반으로 자본의 2배 증가 시간을 추정하는 데 사용되는 방법입니다.

What is the Rule of 70?

70의 법칙이이란 

The rule number is divided by the rate of return percentage per period (years is the most common used) to obtain the approximate number of periods needed to double the money.

규칙 숫자를 기간당 수익률(연도가 가장 일반적으로 사용됨)으로 나누어 돈을 두 배로 늘리는 데 필요한 대략적인 기간 수를 구합니다.

While more advanced scientific calculators and Excel spreadsheets have functions to calculate accurate needed doubling time, this rule is useful for quick calculations on paper or in your head when needed.

Rule of 70 formula

고급 공학용 계산기와 Excel 스프레드시트에 필요한 정확한 배가 시간을 계산하는 기능이 있지만 이 규칙은 필요할 때 종이나 머리로 빠르게 계산하는 데 유용합니다.

 

Number of Years to Double = 70 / Annual Rate of Return

두 배가 될 년 수 = 70 / 연간 수익률

For example at a +10% rate of annual return it takes 7 years for capital to double.

예를 들어 연간 수익률이 10% 이상이라면 자본이 2배가 되는 데 7년이 걸립니다.

70 divided by 10% returns = 7 years to double capital or 70 / 10 = 7.
​70을 10% 수익률로 나눈 값 = 자본을 두 배로 늘리는 데 7년 또는 70 / 10 = 7입니다.
The rule of 72, and the rule of 69.3 are other common formulas used but choice of the exact number is mostly a matter of preference. The number 69 is more accurate for continuous compounding of capital returns and 72 works for common interest payment circumstances and is more easily divisible. There are many variations to the rules that can improve accuracy but the rule of 70 is one of the best short cuts

72의 법칙과 69.3의 법칙이 사용되는 다른 일반적인 공식이지만 정확한 숫자의 선택은 대부분 선호의 문제입니다. 숫자 69는 자본 수익의 지속적인 복합에 더 정확하고 72는 일반적인 이자 지불 상황에 적합하며 더 쉽게 나눌 수 있습니다. 정확도를 향상시킬 수 있는 규칙에는 많은 변형이 있지만 70의 규칙은 가장 좋은 지름길 중 하나입니다.