Financially Fit Test(재정 적합성 테스트)

Financially Fit Test(재정 적합성 테스트)

Posted By: Steve Burnson: 

 

Here are ten questions that can measure how financially fit you are in your personal finances.

다음은 귀하의 개인 재정 상태가 재정적으로 얼마나 적합한지를 측정할 수 있는 10가지 질문입니다.

Grading scale:(등급 척도: 즉3등급  우리 관습은 상,중,하)

No = 0(부정)

I’m halfway there = ( 중간)

Yes = 2(긍정)

 

1. You can pay off off your credit card debt any time you want to or have zero credit card debt.

신용 카드 부채는 원할 때 언제든지 상환하거나 신용 카드 부채가 0이 될 수 있습니다.

 

2. You have three to six months of living expenses saved for emergencies. 

비상시를 대비하여 3~6개월의 생활비를 절약할 수 있습니다.

3. You have at least two consistent streams of income. 

적어도 두 개의 일관된 수입원이 있습니다.

4.You save 10% or more of your income each month.

매달 수입의 10% 이상을 저축합니다.

5. You have a six figure net worth. 

당신은 6자리 순자산을 가지고 있습니다.

6. You own cash flowing assets. 

현금 유동성 자산을 소유하고 있습니다

7. You own your home outright or with a mortgage at a locked in rate. 

당신은 당신의 집을 완전히 소유하거나 고정된 이율로 모기지론을 가지고 있습니다.

8. You own stocks, cryptocurrencies, or investment real estate. 

주식, 암호화폐 또는 투자 부동산을 소유하고 있습니다.

9. Are you compounding your gains in your investment portfolio by letting it grow or reinvesting dividends?

투자 포트폴리오를 성장시키거나 배당금을 재투자하여 이익을 복합화하고 있습니까?

10. Do you have a career that gives you upside growth in income potential?

잠재적인 소득 증가를 가능하게 하는 직업이 있습니까?

11. Do you work to learn and grow more than you work just for a paycheck?

단순히 월급을 받기 위해 일하는 것보다 배우고 성장하기 위해 일하십니까?

12. Are you always looking for a better opportunity with a promotion or by changing jobs?

승진이나 이직을 통해 항상 더 나은 기회를 찾고 있습니까?

 

13. Is your goal financial independence from a job more than owning big houses and new cars?

당신의 목표는 큰 집과 새 차를 소유하는 것보다 직장에서 재정적으로 독립하는 것입니까?

14. Is your car paid off or do you have another form of transportation?

당신의 차는 지불되었거나 다른 형태의 교통 수단이 있습니까?

15. Do you have a written budget or naturally self controlled spending habits that are less than you make?

당신은 당신이 버는 것보다 적은 서면 예산이나 자연스럽게 자기 통제적인 지출 습관을 가지고 있습니까?

 

0-10 score you may not have financial peace. 

0-10 점수 당신은 재정적 평화가 없을 수 있습니다.

10-20 score you are on your way to financial peace. 

10-20 점수 당신은 재정적 평화로가는 길목에 있습니다.

20-30 score you already have a high degree of financial freedom, keep going!

20-30점 당신은 이미 높은 수준의 재정적 자유를 얻었습니다. 계속하십시오.